It is important to know if your property is located in a flood zone and what steps you can take to prepare your property and your family and reduce the risks of flood damages. Contact the Dare County Planning Department to determine the flood zone of your property and other flood information. The staff will be glad to discuss flood issues with you and may have information on historical flooding of your neighborhood and other hazards affecting the property. There is no fee for this service. 

On-site visits to discuss mitigation activities can also be arranged. The staff is also available to discuss the ICC (increased cost of compliance) program and other types of programs for mitigation assistance.

BASIC FLOOD TERMS

Base Flood 100 year or 1% chance of flood
BFE Base flood elevation as depicted on flood maps
CRS Community Rating System – a voluntary incentive program developed by FEMA for those communities in the NFIP program to provide flood insurance discounts for activities undertaken that exceed minimum NFIP standards.
FEMA Federal Emergency Management Agency
FIRM Flood Insurance Rate Map (flood maps)
FREEBOARD Additional amount of elevation added to BFE
SFHA Special Flood Hazard Area – base floodplain
AE Zones The base floodplain where base flood elevations are provided, expressed as a number for example AE‐9. These areas are depicted on FIRMs.
VE Zones Coastal area subject to velocity flooding in addition to stillwater flooding, expressed as a number VE‐9 for example. These areas are depicted on FIRMs.
X Zones Areas outside of the 100‐year floodplain where flood risk are minimal. Flood insurance is not required in X zones. X zones are depicted on FIRMs.
NFIP National Flood Insurance Program
PRE‐Firm Before the effective date of the County’s participation in National Flood Insurance Program – October 1978.
POST‐Firm After the effective date of October ??? 1978.
Repetitive Loss An NFIP‐insured structure that has had at least two flood losses of more than $1,000 in any 10‐year period since 1978.