Low Risk is Not No Risk

Video Gallery

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A Community Conversation About Property Insurance 

Over 100 people attended the October meeting presented by the Dare County Planning Department and the Outer Banks Association of REALTORS┬«. Special guest Dr. Michelle Osborne, Chief Deputy Commissioner with the NC Department of Insurance (NCDOI), discussed different types of insurance coverage, issues with specific policies, policy recommendations for coastal areas, and proposed changes to the National Flood Insurance Program including the privatization of flood insurance. 


OBX CRS Users Group - Conversation with Insurance and Finance Stakeholders

Dare County, in partnership with Current TV, has released a video of a recent Outer Banks Community Rating System (CRS) Users Group Meeting about the preliminary flood maps released by FEMA that are expected to be adopted in 2020. At the July 2019 meeting, local insurance and finance stakeholders were invited to discuss the preliminary flood maps and what the changes mean for local property owners. The video provides property owners with critical information about changes in the preliminary flood maps and what they should know before making changes to their flood insurance policies when the new maps are adopted.


Protecting Your Property from Flooding in Dare County

With 110 miles of shoreline, Dare County property owners are particularly vulnerable to flooding. Dare County and the Town of Manteo participate in the National Flood Insurance Program (NFIP) and the Community Rating System (CRS) and this video offers property owners useful tips and information on how to protect your property from flooding.


Flood Insurance Claims - After the Storm

Need to Know Information Residents and Nonresident Property Owners regarding filing a flood insurance claim.


FRIS Preliminary Coastal Floodplain Maps for Dare County 

Area residents, property owners and businesses can see how their property is classified by the Federal Emergency Management Agency (FEMA) on the recently released preliminary coastal floodplain maps for Dare County. The preliminary maps may be viewed online at


Town of Southern Shores Flood Information Page

Information regarding flood information available for properties located in the Town of Southern Shores. Click here to visit the Town of Southern Shores Flood Information.